TrackMyDebtor.com TrackMyDebtor.com — The Original Judgment Monitor

Know the moment
your debtor resurfaces.

TrackMyDebtor monitors dormant judgments across property records, court filings, bankruptcy dockets, and business registrations — automatically, 24/7.

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Start monitoring in seconds
How It Works

Three steps.
Total coverage.

01
Add a debtor in seconds
Enter a name, judgment amount, and county. TrackMyDebtor handles everything from there — no setup, no maintenance required.
02
We sweep every data source
Property records, court dockets, deed filings, business registries, bankruptcy courts — all swept in parallel, every 24 hours across all 50 states.
03
You get a full-detail alert
The moment a match surfaces, you receive equity data, lien history, and a recommended next action — so you can move before anyone else does.
95%
Coverage in America
24/7
Automated sweep cycle
50
All 50 States
$2.50
Per debtor / month
Why TrackMyDebtor

Built for creditors
who can't afford to miss.

01 — Zero Maintenance

Add once.
Monitor forever.

Enter a name and judgment. TrackMyDebtor runs automated sweeps every 24 hours — no logins, no manual checks, no missed resurfaces.

Debtor Portfolio 3 Active NAME JUDGMENT STATUS SWEEP James Harrington Charlotte, NC · Case #2019-CV-0847 $84,200 Active 2h ago Sandra Wei Atlanta, GA · Case #2021-CV-1203 $31,500 Active Match Found Marcus Thompson Phoenix, AZ · Case #2020-CV-5591 $127,000 Active 2h ago Next sweep in 23h 41m · 3 debtors monitored · 0 missed resurfaces
02 — Six Data Sources

One pipeline.
Everything covered.

Property records, court dockets, bankruptcy filings, business registrations, deed records, and equity data — all swept in parallel, automatically.

Data Coverage All 6 Sources Active Property Records Deeds · County filings Court Dockets Judgments · Active cases Bankruptcy Filings Federal courts · All chapters Business Filings SOS · All 50 states Deed Records Transfers · Lien history Equity Data Mortgage · Est. value Swept in parallel every 24 hours
03 — Instant Alert

Resurface detected.
You move first.

The moment a debtor appears in any public record, you get a full-detail alert with equity data, lien history, and a recommended next action.

Alert Sent ! Property Detected James Harrington · Charlotte, NC ESTIMATED EQUITY $612,000 Act now 418 Maple Dr · Deed recorded today 3:47 PM Mortgage: $185K · Tax lien: cleared · 3 active cases File execution immediately
04 — 50-State Coverage

Anywhere in America.
Found instantly.

TrackMyDebtor sweeps every county in all 50 states — property records, courts, deed filings, and business registries. The moment they resurface, you're the first to know.

National Coverage All 50 States 3,143 counties · Every property record office and court system
The Status Quo

One missed day
costs everything.

Manual background searches, periodic courthouse runs, and spreadsheet reminders aren't a strategy — they're a gamble. Here's what's slipping through the cracks right now.

01

You're Paying for Yesterday's Data

Background searches cost $30–$75 each and tell you what was true last month. Deeds record daily. Court dockets update hourly. By the time your report arrives, the window may already be closed.

→ TrackMyDebtor sweeps every 24 hours, automatically.
02

They Can Buy Assets Tomorrow

You checked this morning — nothing. They close on a property this afternoon. Without 24/7 monitoring, that equity belongs to whoever moves first.

→ Same-day detection.
03

County Lines Are a Blind Spot

Your judgment is in Wake County. Your debtor buys two counties over. A manual search only covers what you ask for — and most debtors know it.

→ 50 states, every county, every day.
Monitoring Intelligence

Everything that matters,
watched automatically.

When a dormant debtor shows up in any public record, TrackMyDebtor finds it first — and tells you exactly what to do next.

Property Acquisition
Instant alert the moment a debtor acquires real property — complete with equity estimate and mortgage balance pulled directly from deed records.
Listing Activity
Tracks when a property goes active, goes under contract, or sells — so you can move before the proceeds are out of reach.
Bankruptcy Filings
Monitors all federal bankruptcy courts for Chapter 7, 11, and 13 filings the moment they're docketed — no delays, no manual checking.
Business Formations
Alerts when a debtor forms or joins a new LLC or corporation — a common asset-hiding move that's easy to miss without automation.
Competing Judgments
Scans NC eCourts for other active creditors targeting the same debtor, so you know when to accelerate collection before the line gets longer.
Mortgage & Lien Records
Pulls Register of Deeds records to surface new deeds of trust, lien satisfactions, and refinance activity as it's recorded.
Common Questions

Everything you need
to know.

Questions about how monitoring works, what's covered, and what happens when your debtor resurfaces.

Every debtor in your portfolio is swept once every 24 hours, automatically. Sweeps run across all configured data sources in parallel — property records, court dockets, bankruptcy filings, business registries, and deed records. You don't need to log in, trigger anything, or schedule anything. It just runs.
Coverage spans all 50 states. Property and deed records reach approximately 95% of U.S. counties. Court docket monitoring covers all federal bankruptcy courts nationwide and a growing set of state civil courts. Business entity monitoring covers all 50 state Secretary of State registries. We expand coverage continuously — if your priority county isn't live yet, let us know and we'll prioritize it.
One debtor slot includes daily sweeps across all 6+ data sources, unlimited alerts, equity estimates, lien history pulls, competing creditor detection, and full webhook delivery — for that single monitored name. There are no seat licenses, no setup fees, no contracts, and no per-alert charges. You pay only for the debtors actively on your watch list. Add 10 debtors, pay $25/month. Pause or remove a debtor anytime and the charge stops.
You receive an instant webhook alert with a full-detail payload: the matched record type, filing date, county and state, assessed property value, estimated equity, existing mortgage balances, lien history, and a recommended next action (e.g., "file execution immediately" or "monitor — equity below threshold"). Alerts hit your endpoint within minutes of the record appearing in the source. Dashboard notifications and email summaries are also available.
Yes. TrackMyDebtor monitors both individuals and business entities. For a business debtor, the pipeline sweeps Secretary of State filings for asset activity, watches property records tied to the entity name, tracks related court dockets, and flags new LLCs or DBAs formed by known principals — a common tactic for shielding assets from existing judgments.
Bankruptcy filings are one of our primary monitored events. When a debtor files under Chapter 7, 11, or 13, you're alerted immediately with the case number, filing court, filing date, and chapter type — so you can engage a bankruptcy attorney and file a proof of claim before the claims deadline. We also watch for discharge orders, plan confirmations, and trustee asset sales that could affect your recovery position.
Your portfolio data is never shared, sold, or cross-referenced with other customers. Each account is isolated at the database level. All data in transit is encrypted via TLS 1.3, and stored data is encrypted at rest. TrackMyDebtor queries public government records — we don't aggregate or resell the underlying consumer data. If you have specific compliance requirements (attorney-client privilege, FDCPA, state collections law), contact us and we'll walk through your setup.
You can have your first debtor monitored in under 2 minutes. Create an account, add a debtor — or upload a CSV of your full portfolio — and the first sweep runs within hours. Subscribe to activate automated monitoring and real-time alerts.
The Original

We didn't find this space.
We created it.

Before TrackMyDebtor, judgment creditors ran manual courthouse searches. They hired investigators, set calendar reminders, and hoped they weren't the last to find out when a debtor resurfaced. We built the first automated debtor monitoring pipeline from scratch — and we've never stopped improving it.

01

First Automated Sweep Pipeline

We built the original 6-source parallel sweep infrastructure for U.S. judgment creditors — property records, courts, bankruptcy, deeds, business filings, and equity data — before any competitor existed.

02

First Real-Time Equity Alert

We pioneered the same-day alert the moment a debtor acquires attachable assets — complete with estimated equity, lien history, and a recommended next action delivered to your endpoint.

03

First True 50-State Coverage

The only platform simultaneously monitoring all 3,143 U.S. counties — every property record office, every court system — so no matter where your debtor resurfaces, you know first.

Simple Setup

Up and running
in minutes.

1
Upload Your Portfolio
Drop in a CSV with debtor names, counties, and judgment amounts — or add them one at a time directly from the dashboard.
2
We Sweep 24/7
TrackMyDebtor runs automated sweeps every 24 hours across property records, court dockets, and public databases — no login required.
3
Get Alerted Instantly
The moment a debtor resurfaces with attachable assets, you receive a webhook alert with full financial detail and recommended action.
Transparent Pricing

Simple, usage-based.

No seat fees. No setup costs. No contracts. Pay only for the debtors you're actively monitoring.

Standard Plan
$2.50
per debtor  /  month
Get Started  →

Stop leaving money
on the table.

Your dormant judgments aren't dead — they're waiting. Let TrackMyDebtor do the watching so you can focus on collecting.

Start Monitoring  →