PricingHelp Center

Know the moment
your debtor resurfaces.

TrackMyDebtor automatically monitors your dormant judgments for new assets, property, income, and legal activity — 24/7, without lifting a finger.

TrackMyDebtor.com logo
Track Them Now
Start monitoring in seconds
Live
Monitoring 22,538 debtors
Tracking $293,663,480.63 in judgments
How It Works

Three steps.
Total coverage.

01
Add a debtor in seconds
Enter a name and select a state. TrackMyDebtor handles everything from there — no setup, no maintenance required.
02
We monitor every asset type
Real estate, businesses, aircraft, vessels, bankruptcy, income, and competing judgments — all monitored in parallel, continuously across all 50 states.
03
You get a full-detail alert
The moment a match surfaces, you receive equity data, lien history, and a recommended next action — so you can move before anyone else does.
95%
Coverage in America
24/7
Automated sweep cycle
50
All 50 States
$6.99
Starting per month
Monitoring Intelligence

Everything that matters,
watched automatically.

When a dormant debtor surfaces with new assets or activity, TrackMyDebtor finds it first — and tells you exactly what to do next.

Property Acquisition
Instant alert the moment a debtor acquires real property — complete with equity estimate, assessed value, and outstanding liens.
Listing Activity
Tracks when a property goes active, goes under contract, or sells — so you can move before the proceeds are out of reach.
Bankruptcy Filings
Instant detection of Chapter 7, 11, and 13 filings the moment they appear — so you can file a claim before the deadline, every time.
Business Formations
Alerts when a debtor forms or joins a new LLC or corporation — a common asset-hiding move that's easy to miss without automation.
Competing Judgments
Detects when other creditors are actively pursuing the same debtor, so you know when to accelerate collection before the line gets longer.
Mortgage & Lien Records
Surfaces new deeds of trust, lien satisfactions, and refinance activity the moment it's recorded — no manual searching required.
Aircraft & Aviation Assets
Identifies planes, jets, and helicopters owned by the debtor — high-value assets that are fully seizable and frequently overlooked.
Vessels & Watercraft
Identifies boats, yachts, and personal watercraft owned by the debtor — seizable assets that rarely surface in standard searches.
Estimated Income
Surfaces income signals and estimates current earning capacity based on occupation and business interests — a key factor in garnishment decisions.
Ability to Pay Score
Synthesizes property equity, business interests, income signals, and asset data into a single collectability assessment — so you can prioritize which debtors to move on first.
The Status Quo

One missed day
costs everything.

Manual background searches, periodic courthouse runs, and spreadsheet reminders aren't a strategy — they're a gamble. Here's what's slipping through the cracks right now.

01

You're Paying for Yesterday's Data

Background searches cost $30–$75 each and tell you what was true last month. Assets change hands daily. Filings happen overnight. By the time your report arrives, the window may already be closed.

→ TrackMyDebtor monitors continuously, 24/7, automatically.
02

They Can Buy Assets Tomorrow

You checked this morning — nothing. They close on a property this afternoon. Without 24/7 monitoring, that equity belongs to whoever moves first.

→ Same-day detection.
03

County Lines Are a Blind Spot

Your judgment is in Wake County. Your debtor buys two counties over. A manual search only covers what you ask for — and most debtors know it.

→ 50 states, every county, every day.
Here's the truth

They're banking on you forgetting.

You are owed this money — every cent of it. Don't let another month pass paying for stale searches or making courthouse runs on a hunch. Forget about them. We'll watch every record, every day, and the moment they resurface we'll tell you exactly what they own, what it's worth, and how to collect it. You focus on you. We'll focus on your debtors.

Why TrackMyDebtor

Built for creditors
who can't afford to miss.

01 — Zero Maintenance

Add once.
Monitor forever.

Enter a name and judgment. TrackMyDebtor monitors nonstop, 24/7 — no logins, no manual checks, no missed resurfaces.

Debtor Portfolio 3 Active NAME JUDGMENT STATUS SWEEP James Harrington Charlotte, NC · Case #2019-CV-0847 $84,200 Active 2h ago Sandra Wei Atlanta, GA · Case #2021-CV-1203 $31,500 Active Match Found Marcus Thompson Phoenix, AZ · Case #2020-CV-5591 $127,000 Active 2h ago Next sweep in 23h 41m · 3 debtors monitored · 0 missed resurfaces
02 — Six Data Sources

One pipeline.
Everything covered.

Real estate, businesses, bankruptcy, aircraft, vessels, competing judgments, and estimated income — seven categories monitored in parallel, automatically.

What We Find 7 Categories · 24/7 Live Real Estate Properties, equity & liens Businesses Ownership & officer roles Bankruptcy All chapters · filed or active Aircraft & Vessels Titled & registered assets Competing Judgments Other creditors & active liens Estimated Income Occupation & salary data Monitored in parallel, 24/7
03 — Instant Alert

Resurface detected.
You move first.

The moment a debtor appears in any public record, you get a full-detail alert with equity data, lien history, and a recommended next action.

Alert Sent ! Property Detected James Harrington · Charlotte, NC ESTIMATED EQUITY $612,000 Act now 418 Maple Dr · Deed recorded today 3:47 PM Mortgage: $185K · Tax lien: cleared · 3 active cases File execution immediately
04 — 50-State Coverage

Anywhere in America.
Found instantly.

TrackMyDebtor covers all 3,143 counties across all 50 states. The moment a debtor resurfaces — new property, income, business activity, or legal filings — you're the first to know.

National Coverage
Common Questions

Everything you need
to know.

Questions about how monitoring works, what's covered, and what happens when your debtor resurfaces.

Every debtor in your portfolio is monitored continuously, 24/7, automatically. Every asset category is monitored in parallel — real estate, bankruptcy, business interests, aircraft, vessels, income, and competing judgments. You don't need to log in, trigger anything, or schedule anything. It just runs.
Coverage spans all 50 states across 3,143 counties. Real estate and property monitoring reaches approximately 95% of U.S. counties. Bankruptcy detection is nationwide and real-time. Business entity and asset tracking covers all 50 states. We expand coverage continuously — if your priority area isn't fully live yet, let us know and we'll prioritize it.
Every plan includes continuous 24/7 monitoring across all 7 asset categories — real estate & equity, federal bankruptcy, business entities, UCC filings, competing judgment detection, Register of Deeds liens, and income signals. Individual covers 1 debtor at $6.99/month. Pro covers up to 5 debtors at $29.99/month. Firm covers up to 15 debtors at $79.99/month, with additional debtors at $2.99/month each. Need more? Contact us for Enterprise pricing. No setup fees, no contracts, no per-alert charges.
You receive an instant alert with full details: what was found, where it is, assessed value, estimated equity, existing liens, and a recommended next action (e.g., "file execution immediately" or "monitor — equity below threshold"). Alerts arrive within minutes of detection. Dashboard notifications and email summaries are also available.
Yes. TrackMyDebtor monitors both individuals and business entities. For a business debtor, every asset category is monitored under the entity name — real estate, business interests, aircraft, vessels, income signals, bankruptcy, and competing judgments. We also flag new entities formed by known principals — a common tactic for shielding assets from existing judgments.
Bankruptcy is one of our primary monitored events. When a debtor files under Chapter 7, 11, or 13, you're alerted immediately with the case details, filing date, and chapter type — so you can engage a bankruptcy attorney and file a proof of claim before the claims deadline. We also watch for discharge orders, plan confirmations, and trustee asset sales that could affect your recovery position.
Your portfolio data is never shared, sold, or cross-referenced with other customers. Each account is isolated at the database level. All data in transit is encrypted via TLS 1.3, and stored data is encrypted at rest. TrackMyDebtor queries public government records — we don't aggregate or resell the underlying consumer data. If you have specific compliance requirements (attorney-client privilege, FDCPA, state collections law), contact us and we'll walk through your setup.
You can have your first debtor monitored in under 2 minutes. Create an account, add a debtor — or upload a CSV of your full portfolio — and the first sweep runs within hours. Subscribe to activate automated monitoring and real-time alerts.
The Original

We didn't find this space.
We created it.

Before TrackMyDebtor, judgment creditors ran manual courthouse searches. They hired investigators, set calendar reminders, and hoped they weren't the last to find out when a debtor resurfaced. We built the first automated debtor monitoring pipeline from scratch — and we've never stopped improving it.

01

First Automated Sweep Pipeline

We built the original automated monitoring infrastructure for U.S. judgment creditors — covering real estate, businesses, bankruptcy, aircraft, vessels, income, and competing judgments — before any competitor existed.

02

First Real-Time Equity Alert

We pioneered the same-day alert the moment a debtor acquires attachable assets — complete with estimated equity, lien history, and a recommended next action delivered to your endpoint.

03

First True 50-State Coverage

The only platform simultaneously monitoring all 3,143 U.S. counties — every asset class, every day — so no matter where your debtor resurfaces, you know first.

Simple Setup

Up and running
in minutes.

1
Upload Your Portfolio
Drop in a CSV with debtor names, counties, and judgment amounts — or add them one at a time directly from the dashboard.
2
We Sweep 24/7
TrackMyDebtor monitors every asset class — real estate, businesses, aircraft, vessels, bankruptcy, income, and more — continuously, 24/7, automatically.
3
Get Alerted Instantly
The moment a debtor resurfaces with attachable assets, you receive a webhook alert with full financial detail and recommended action.
Transparent Pricing

Pick your plan.

No contracts. No setup fees. Every plan includes full 24/7 monitoring across all asset categories.

7-day free trial on Individual — card required, no charge for 7 days
7-Day Free Trial
Individual
1 debtor
$6.99
per month after trial
  • 24/7 monitoring
  • All 7 asset categories
  • Real estate & equity
  • Bankruptcy detection
  • Unlimited alerts
Try Free for 7 Days →
placeholder
Firm
Up to 15 debtors
$79.99
per month · +$2.99/mo per debtor beyond 15
  • Everything in Pro
  • Up to 15 debtors
  • CSV bulk upload
  • Flexible overage billing
  • Unlimited alerts
Start Firm →
Enterprise
For high-volume practices & law firms
Custom
Unlimited debtors — custom rate
Contact Us →

See full plan details on the Pricing page

Stop leaving money
on the table.

Your dormant judgments aren't dead — they're waiting. Let TrackMyDebtor do the watching so you can focus on collecting.

Start Monitoring  →