How Often Does Monitoring Run?

Continuous 24/7 Monitoring

Every active debtor on your account is monitored continuously — 24 hours a day, 7 days a week, 365 days a year. Once you click Start Monitoring, your debtor is live. There's no fixed batch window to wait for, no gap overnight, and no scheduled downtime.

Paused debtors are excluded from monitoring. Only debtors with a status of Active are scanned. Resume a debtor at any time to bring them back into continuous monitoring.

Your First Scan After Adding a Debtor

When you add a new debtor and click Start Monitoring, an initial baseline scan runs immediately. You don't wait for a batch window — monitoring goes live right away.

The first scan is your baseline. All results found in the first scan are stored as your alert history, but they are not treated as new alerts since they represent the existing state of the public record — not a change. Subsequent scans alert you only to new items that weren't present before.

On-Demand Scans

On-demand scans are available at any time for any active (non-paused) debtor. An on-demand scan runs the exact same pipeline as continuous monitoring — it's not a lighter version or a spot-check. It's a full search across all data sources, triggered immediately by you.

Common reasons to trigger an on-demand scan:

• You received a tip or court notice about a debtor and want an immediate fresh result
• You edited a debtor's state or name and want to see results from the updated parameters right away
• You received a bankruptcy notice and want to confirm or get more detail immediately
• You want a fresh look at a debtor right now rather than waiting for the next automated scan

See Running a Manual Sweep for step-by-step instructions.

Public Record Latency

TrackMyDebtor scans continuously, but public records databases have their own update latency. County property records can take anywhere from a few days to several weeks after a deed is recorded to appear in searchable form — this is a limitation of the underlying sources, not the monitoring frequency.

Bankruptcy data is generally available within hours of a filing, making it one of the fastest-updating record types we monitor. For most other record types, continuous monitoring ensures you see new data as soon as the underlying source makes it available.

Common Questions

• Does monitoring run on weekends and holidays?
  Yes. Monitoring is continuous — 24 hours a day, every day of the year, including weekends and holidays. No manual intervention is required.
• What if I add a debtor right now — when does monitoring start?
  Immediately after you click Start Monitoring. There's no batch window or delay — the initial scan begins right away and continuous monitoring follows from there.
• How long does a scan take to complete?
  Most scans complete within 2–5 minutes. Business entity scans that involve secondary enrichment lookups (filing histories, associated entities) may take a few minutes longer.
• Will I miss an event that happened while a debtor was paused?
  Yes — paused debtors are excluded from monitoring entirely. When you resume a debtor, monitoring picks back up from that point forward. If you're concerned about activity during a pause window, trigger an on-demand scan immediately after resuming.