Two Categories of Data
Your account involves two distinct categories of data: data you provide when setting up your account and monitoring your debtors, and data we collect automatically as part of operating the service. Here's exactly what each category contains.
Data You Provide
When you create an account, you provide:
- Your name — used to address you in correspondence
- Your email address — your login identifier and where alert digests are sent
- Your password — stored as a bcrypt hash; we cannot see your plaintext password
- Your security PIN — a 6-digit PIN used as a second layer of protection for sensitive account actions; also stored as a bcrypt hash — we cannot see it
For each debtor you set up for monitoring, you provide:
- Debtor name — the name as it appears on your judgment
- State — the state in which to search property, court, and business records
- Debtor type — Individual or Business, which determines which data sources are queried
- Optional context fields — such as known aliases, additional states, or notes you enter to help identify your debtor in search results
This information is used only to run your sweeps. It is not shared with other users or sold.
All billing is handled entirely by Stripe, our payment processor. Your card number, CVV, expiration date, and other raw payment details never touch our servers — they go directly from your browser to Stripe's secure systems.
What we do receive from Stripe: a Stripe Customer ID (an opaque reference code) and your subscription status (active, past due, canceled). We store only these two pieces of billing-related data. We never store or log your actual card information.
Data Collected Automatically
To operate the service securely and reliably, we automatically collect:
- Login timestamps — when you logged in and from where (for security purposes)
- IP address — logged at login for security monitoring and abuse prevention; not used for tracking or profiling
- Session tokens — secure tokens that maintain your logged-in session; they expire automatically
- General usage logs — which features you use, sweep triggers, alert views — used to diagnose issues and improve the product; not tied to individual identities for marketing purposes
When a sweep runs, we retrieve public record data from government sources and store the results as your alert history. This includes property records, court records, business entity information, FAA/USCG records, and bankruptcy filings that match your debtor's name and state.
This data is stored in your account so you can review it later and track changes over time. It is accessible only to your account — not shared with other users, not sold, and not shared with third parties for marketing or any other purpose.
How We Use Your Data
The data we collect is used for these purposes only:
- To provide the monitoring service — running your sweeps, storing your alert history, maintaining your account
- To send alert digest emails — notifying you when a sweep finds something new
- To process billing — communicating with Stripe to verify subscription status and manage your plan
- To maintain security — detecting suspicious login activity, preventing unauthorized access
- To improve the product — understanding which features are used, diagnosing bugs, making the service better
What We Do Not Do
- We do not sell your personal data or your debtor information to any third party
- We do not share your debtor monitoring configurations or alert history with other users
- We do not use your data for advertising or marketing to you beyond service-related emails
- We do not share your data with data brokers
- We do not use public record results to generate consumer reports or share them outside your account
This article summarizes our data practices in plain language. The authoritative document is the full Privacy Policy. For a plain-language walkthrough of the Privacy Policy, see Privacy Policy — Help Center Article.
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