How to Add a Debtor

Before You Start

To add a debtor, you'll need:

• An active TrackMyDebtor.com subscription with at least one available seat
• A verified email address on your account
• Your security PIN — you'll be asked to enter it to confirm the addition
• The debtor's legal name and the state where they're most likely to hold assets

If you haven't set up your account yet, start with Creating Your Account. For details on exactly what information to gather before adding a debtor, see What Information Do I Need?

Step-by-Step

1. 1
   Log in to your dashboard

   Go to trackmydebtor.com/login and sign in. You'll land on your monitoring dashboard where your current debtors are listed.

2. 2
   Click "Add Debtor"

   Click the Add Debtor button on your dashboard. This opens the Add Debtor form. You can also use the + floating action button if you're already viewing a debtor's profile.

3. 3
   Choose Individual or Business

   Select Individual if you're monitoring a natural person, or Business if you're monitoring a legal entity (LLC, corporation, partnership, etc.). This determines which databases are searched and how the name is matched. See Individual vs. Business: Which to Choose? if you're unsure.

4. 4
   Enter the debtor's name and state

   Individual: Enter first name, last name, and select the state. A middle name or initial is optional but recommended if the name is common.
   
   Business: Enter the full registered legal name of the entity and select the state of formation or primary operations.

5. 5
   Review and submit

   Double-check the spelling before submitting. Name accuracy directly affects match quality across property records, business registries, and other data sources. When everything looks correct, click Add Debtor.

6. 6
   Enter your security PIN

   A PIN prompt will appear. Enter your 6-digit security PIN to confirm. Adding a debtor is a billing-impacting action, so PIN confirmation is required.

7. 7
   Monitoring begins

   The debtor is added to your dashboard immediately. Click Start Monitoring to begin — 24/7 nonstop monitoring starts right away. You'll receive an email when new activity is detected.

Seats and Subscription Limits

Each debtor you monitor occupies one seat on your subscription. If your current plan is full, you'll need to either upgrade your plan or remove an existing debtor before adding a new one.

Your current seat usage is shown on your dashboard. To upgrade your plan, go to Account Settings → Billing → Manage Subscription.

What Happens After You Add a Debtor

Once added, the debtor profile appears in your dashboard immediately. The monitoring lifecycle proceeds automatically:

• Immediately: Initial baseline sweep runs across all data sources — property records, business entity registries, court records, FAA, USCG, and bankruptcy filings
• Within 1–3 days: Any existing assets or records found in the initial sweep appear as alerts on the debtor's profile
• Ongoing: 24/7 nonstop monitoring continues automatically with no action required from you
• Immediately on new findings: You receive an email alert any time a new record is detected — a new deed, a new LLC filing, a bankruptcy petition

You can trigger an on-demand manual sweep at any time from the debtor's detail page for an immediate scan right now.