The Short Answer

TrackMyDebtor.com is a judgment monitoring platform built for people who hold civil money judgments and need to know when their debtor has something they can legally collect against. Instead of paying for a one-time skip trace and hoping for the best, you enroll your debtor once and the system watches continuously — running automated sweeps across a nationwide public records network covering property records, business registries, federal courts, and federal asset registries.

When something actionable appears — a new property deed, a freshly formed LLC, an aircraft registration, a bankruptcy filing — you receive an alert in your dashboard and by email. That's your signal to act.

Key Fact

The majority of civil money judgments go uncollected — not because the debtor has nothing, but because the creditor has no practical way to watch for new assets over time. TrackMyDebtor.com was built to solve exactly that problem.

Who Is It For?

The service is designed for anyone who legally holds an unsatisfied civil money judgment and needs to enforce it. Common users include:

  • Attorneys and law firms managing post-judgment collections for clients — especially those handling volume cases where manual skip tracing isn't scalable
  • Collection agencies that acquire or service judgment portfolios and need ongoing surveillance rather than one-off asset searches
  • Individual judgment creditors — landlords, small business owners, contractors, and private individuals who won in court and are waiting to collect
  • Judgment investors and buyers who need a reliable monitoring pipeline to identify collectible paper
  • Process servers and legal support professionals tracking a subject's location or current asset profile
Legal Use

TrackMyDebtor.com searches only publicly available government records and is intended for lawful judgment enforcement purposes. See our Terms of Service for acceptable use guidelines.

What Does It Monitor?

Each debtor profile is swept against multiple categories of public records on an ongoing basis:

Real Property & Real Estate

Property ownership is the most common place judgment creditors find collectible assets. The system searches a nationwide public records network for real estate in the debtor's name — residential, commercial, vacant land, and investment property. When a new deed is recorded in your debtor's name, you'll know.

Business Entity Filings

Debtors frequently try to move or obscure assets through business structures. The platform monitors public business registration records for new LLCs, corporations, and other entities filed in the debtor's name — including roles as owner, registered agent, officer, or director.

Bankruptcy Filings

A bankruptcy filing triggers a critical time-sensitive alert. You'll need to file a proof of claim before deadlines pass, and the stay has immediate implications for enforcement. The system monitors federal bankruptcy court filings so you never miss the window.

Court Records & Judgments

The system searches civil court records for new case filings involving your debtor — useful for spotting settlements, other creditor activity, or judgments in your debtor's favor that may be assignable or intercepted.

FAA Aircraft Registry

Aircraft are public record and are more common than most creditors expect. Federal aircraft registration records are searched for any aircraft registered in the debtor's name or associated entities.

Vessel Registry

Federally documented vessels are seizable assets that often go undetected. Federal vessel documentation records are scanned for boats, yachts, and commercial vessels registered to your debtor.

How It Works

The workflow is simple and requires minimal ongoing effort on your part:

  1. 1
    Add a debtor

    Provide the debtor's name, the state where they're most likely to have assets, and whether they're an individual or a business entity. That's all you need to get started.

  2. 2
    Automated sweeps begin

    Monitoring begins immediately after you click Start Monitoring and continues nonstop, 24/7 — searching every public record category listed above without any action from you.

  3. 3
    Alerts are generated

    When the sweep finds something new — a property acquisition, a business filing, a bankruptcy — an alert is created in your dashboard and you receive an email notification with the details.

  4. 4
    You take action

    Armed with the alert details, you or your attorney can act — file a levy, contact the sheriff's department, intercept a real estate closing, or file a proof of claim in bankruptcy court before the deadline.

Why Automated Monitoring vs. One-Time Skip Tracing

Traditional skip tracing gives you a snapshot of what someone owned at one moment in time. The fundamental problem: debtors' financial situations change. Someone with nothing today may buy property next year. A debtor hiding behind cash may eventually register a vehicle, record a deed, or file a business entity.

Continuous monitoring provides ongoing coverage across the full lifespan of your judgment — at a fraction of the cost of repeated manual searches. For creditors with cases spanning months or years, automated monitoring is the only practical approach to enforcement.

Tip

In most states, civil money judgments remain valid for 10 years and can be renewed. Continuous automated monitoring lets you maximize the entire collection window without ongoing manual effort.

Ready to Get Started?

Creating an account takes just a few minutes. Once you're set up, you can add your first debtor and monitoring begins immediately after activation. The articles in this Getting Started series walk you through every step.

Next up: How Judgment Monitoring Works — a deeper look at the sweep process, what data sources are searched, and how alerts get generated.

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